Effective Date: 19th April 2025

This Disclaimer applies to the use of the following websites owned and operated by Flow State Business and Ruby Lee:

• flowstatebusiness.co

• flowstatebusiness.com

• flowstateoffers.co

• flowstatemastery.co

• rubylee.co

By accessing or using any of the above websites (collectively referred to as “Website”), or engaging with any content, products, programs, opt-ins, social media, downloads, or services made available through this Website, you agree to be bound by the terms set out below. If you do not agree, please do not access or use the Website.

1. For Educational and Informational Purposes Only

All content provided on or through this Website is for educational and informational purposes only. It is offered as a self-help tool for your own use and should not be considered professional, legal, medical, financial, or therapeutic advice.

2. No Legal or Financial Advice

I am not a lawyer, accountant, or financial advisor, and I do not provide legal or financial advice. The content provided on this Website should not replace professional advice specific to your situation. You are encouraged to seek the guidance of qualified professionals before taking any action based on information provided on this Website.

You agree that the information on this Website does not constitute legal, accounting, or financial advice and that I am not liable for any decisions or outcomes resulting from your use of this information.

3. Personal Responsibility

By using this Website, you acknowledge and agree that you are fully responsible for your decisions, actions, and results. You use the content and resources on this Website voluntarily and at your own risk. You agree to use your judgment and due diligence before applying any advice, tools, or insights to your own life or business.

4. No Guarantees

I am committed to supporting you in reaching your goals, but your success depends on your own efforts, motivation, and individual circumstances. I cannot and do not guarantee specific outcomes. Results vary widely based on personal background, mindset, skills, and commitment.

You acknowledge that I make no guarantees about any particular result and that you accept full responsibility for your own success or lack thereof.

5. Earnings Disclaimer

Any earnings or income examples provided through this Website are illustrative only. They are not a promise or guarantee of earnings. There is no assurance that you will achieve the same or similar results. Your results are entirely dependent on your own efforts and unique business context.

You agree that I am not responsible for your financial performance or outcomes.

6. Testimonials

Any testimonials presented on the Website are actual experiences shared by real clients or individuals who have worked with me. These are presented for illustration purposes only. They do not guarantee future results for you or any other user of the Website.

7. Assumption of Risk

You understand that any recommendation, suggestion, or piece of advice you encounter on this Website is to be acted upon at your own discretion and risk. You accept full responsibility for any consequences that may arise, including rare but possible risks such as illness, injury, or business loss.

8. Limitation of Liability

To the fullest extent permitted by law, you agree to release Flow State Business, Ruby Lee, and all associated parties from any liability for damages or losses resulting from your use of or reliance on the Website, including but not limited to direct, indirect, incidental, consequential, or special damages.

This includes accidents, delays, injuries, harm, loss of income, or any other adverse outcome due to your use of the Website or its content.

9. Indemnification and Release of Claims

By using this Website, you agree to hold harmless, indemnify, and release Flow State Business, Ruby Lee, and all associated parties, employees, team members, contractors, affiliates, and partners from any and all claims, causes of action, damages, or legal issues arising from your use of the Website now or in the future.

10. No Warranties

We make no warranties or guarantees, either express or implied, regarding the performance, reliability, or effectiveness of the Website or any of its content, products, or services. All information is provided "as is" and without warranties of any kind.

11. Errors and Omissions

While every effort is made to ensure the accuracy of information on the Website, we do not guarantee that all content is free of errors. We disclaim any liability for inaccuracies or omissions, including content referenced by or linked to external sources.

12. No Endorsement

Any references or links on this Website to other individuals, organisations, websites, or products do not constitute an endorsement. You are responsible for evaluating the relevance, value, and accuracy of any external information or products you choose to engage with.

13. Affiliates

From time to time, we may promote or partner with individuals or businesses whose programs, products, or services align with ours. We may receive compensation for referrals or affiliate links. Please note we only promote partners we trust - however, you are responsible for evaluating whether any such offering is suitable for you.

14. Governing Law

These terms shall be governed by and interpreted in accordance with the laws of Queensland, Australia.

15. Contact Us

If you have any questions regarding this Disclaimer, please contact:

• Email: support@rubylee.co